LEHTIKUVA

Taking out a loan can be an essential financial tool for achieving various goals, such as buying a home, financing education, or starting a business. However, it's crucial to make informed decisions and manage loans responsibly to prevent them from becoming a burden.

Factors to consider when applying for a loan

Choosing the right lender for your personal loan needs is an important decision that can have long-term financial and credit implications. There are a few key things to consider when selecting the best lender for you and your situation. It's important to understand the different types of lenders available. Banks, credit unions, online lenders, peer-to-peer lenders and more all offer personal loans with varying terms and conditions. 

It's also important to compare rates from different lenders before making a decision.

Skiers at Ylläs Ski Resort in Kolar, on February 25th, 2023. February 25th, 2023. LEHTIKUVA

Finland is a country full of natural beauty and endless activities for anyone looking to explore and have fun. There are a whole lot of outdoor activities to engage in, ranging from skiing to dog sledding. The country also holds some of the most engaging indoor fun hotspots such as kasinos for gaming enthusiasts, karaoke bars and wine bars that give you nothing but the best nightlife experience while in Finland.

People skiing in Oittaa, Espoo. LEHTIKUVA

As winter draws to a close, many retailers put their winter sports equipment on sale to make room for the upcoming season's products. This presents a dilemma for those who are considering purchasing winter sports equipment: should you take advantage of the off-season sales, or wait until the next winter season to make your purchase?

There are pros and cons to both options, and the best choice depends on your personal circumstances and preferences. Let's take a closer look at the arguments for and against buying winter sports equipment in the off-season.

Veikkaus sports betting games. Photo: Santeri Viinamäki

Sports betting is a popular pastime in Finland, with a long history that dates back to the 19th century. In recent years, the popularity of sports betting has increased significantly, with more and more Finns engaging in the activity. This article will provide a brief history of sports betting in Finland, highlighting its evolution from a small-scale activity to a multi-billion dollar industry.

The earliest forms of sports betting in Finland can be traced back to the 19th century, when horse racing was the most popular form of betting.

Image source: www.microbizmag.co.uk

The Covid-19 pandemic has brought about significant changes in the way people work, with remote work becoming the new norm for many. A new study conducted by the ifo Institute and immowelt has found that this shift towards working from home has motivated many people to relocate, with former city dwellers being the most likely to move to the suburbs or smaller cities.

In today's world, where we are bombarded with countless options and services, it can be difficult for consumers to make the right choice. That's where rankings come in handy. Different kinds of rankings are available to help consumers make informed decisions about products and services they are interested in. These rankings are based on various factors, such as quality, price, customer service, and other important factors. In this article, we will discuss different kinds of ranking for consumers and how they have helped consumers choose the right service or product.

Finns are famous for their passion for gambling, and the history of this hobby in this Northern country goes way back. Year after year, Finland is among the top five gambling nations in the world. According to the Ministry of Social Affairs and Health Over 41% of the adult population in Finland gambles weekly. The minimum age for gambling in the country was raised to 18 years in 2011 from 15 in the previous years in a bid to discourage gambling among children. Finnish gamblers lose an average of $553 per adult per year.

Photo: Tapio Haaja / Unsplash

All over the world, much has changed due to digitalization. This has also affected the entire area of leisure activities. People now no longer make phone calls, but write short text, voice or video messages and one can video chat with  anyone in the world in real time. Many other activities have also moved online. Finland is one of the most digitised countries in the world with only 3.0 percent of the population remaining offline, and fast internet access. Ookla’s data reveals that the median mobile internet connection speed in Finland increased by 21.63 Mbps (+52.8 percent) in the twelve months to the start of 2022.